When Expenses Are Crazy, It Pays to Get Creative

Writer | Entrepreneur | Business & Personal Development

Today, I was calculating the cost of living in my area in the U.S..

Though I was once paying the following amounts, most of them are no longer expenses.

Average rent for a two bedroom: $1100/month

Groceries: $600/month

Childcare/Afterschool care (2 children): $1500/month

Gas: At least $200/month

Utilities: $300/month

Miscellaneous/personal: Who knows…

Without adding it up, I already know this doesn’t make any sense for me now. If I decided to use my college accounting degree and experience to get a “high-paying” job in anticipation of balling out, I would be sadly mistaken. Life is not cheap here and that’s why it paid for me to get creative.

In the past, I’ve gotten roommates, shared some costs with a significant other,  worked side jobs and even went to live abroad where I eliminated some costs entirely, and reduced others significantly.

It’s pretty easy to fall into the trap of “working just to pay the bills”.

I had a conversation with my friend the other day. She works in the banking industry and is single with no kids. She had gone to her manager, sat down with her normal list of expenses and walked her manager through it.  After going over this information, she proceeded to ask for a pay increase because she’s been working in banking for 7 years and can barely afford her 1 bedroom apartment.

Her manager told her she would speak with the hire-ups and “get back to her”.

My friend asked me, “What are people doing out there?

A few days after her request, the manager got back to her and said it was a negative for the increase.

So my friend now has a roommate and is starting her own side hustles too.

Life is interesting.

I homeschool, I work online, and now I’m working on another big move in a few months, but none of this would have happened if I didn’t start thinking outside the box. This morning’s number crunching was a reminder to keep trekking on the right course.

 

Thank you for reading!

❤ Aleesha

Day 181

 

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